Explain why
Expansion regime is supported by current macro readings.
Signals are live; use them to confirm thresholds and trigger alerts.
- Regime: Expansion
- Trust: Verified live feed
Whether
Market Climate Station
Signals refreshed Feb 23, 2026, 5:27 AM
Whether report
Signal evidence
See the sources and scoring behind the regime call.See full methodology
Plan
Decision
Expansion regime is supported by current macro readings.
Time horizon
Current cycle
Current scores
Tightness, risk appetite, and curve slope at a glance.
- Tightness
- 0/100
Higher values indicate tighter funding conditions.
- Risk appetite
- 64/100
Higher values indicate more risk-on market behavior.
- Curve slope
- 0.61%
10Y minus 2Y Treasury yield spread.
Source links
Open the live feeds behind the current call.
Live Sensor Array
Data provenanceSource: Federal Reserve Economic Data (FRED)Record date: Feb 19, 2026Timestamp: Feb 23, 2026, 5:27 AMData age: 0h.Confidence cycle: Full moon (100%)
Primary market pulse
Signal spotlight
Tracking 2 signals.
No measurable change in this window.
Window
Past quarter
Base rate (1M)
3.72%
Δ 3M —
12-month trend (cache)
Base rate uses the 1-month Treasury yield (fallback to 3-month if missing).
Formula: Method notes
Data freshness
Live source- Record date
- Fetched
Curve slope (10Y - 2Y)
0.61%
Δ 3M —
12-month trend (cache)
Curve slope is the 10-year yield minus the 2-year yield, a proxy for risk appetite.
Formula: Method notes
Data freshness
Live source- Record date
- Fetched
Macro signals
Expanded signal pack
Supplement Treasury yields with inflation, labor health, and credit stress indicators.
Cached (medium)
Data provenanceSource: FRED & US TreasuryRecord date: Aug 1, 2024Timestamp: Oct 2, 2024, 12:00 AMData age: 12221h.Confidence cycle: Half moon (64%)
Executive summary
Use this expanded pack to validate the Treasury-led climate call against inflation, labor, and credit stress signals.
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Data provenanceSource: Federal Reserve Economic Data (FRED)Record date: Feb 19, 2026Timestamp: Feb 23, 2026, 5:27 AMData age: 0h.Confidence cycle: Full moon (100%)
Time Machine
Replay a prior market climate
Pull the latest available Treasury record on or before a chosen month to see the historical climate read.
Data provenanceSource: Federal Reserve Economic Data (FRED)Record date: Feb 19, 2026Timestamp: Feb 23, 2026, 5:27 AMData age: 0h.Confidence cycle: Full moon (100%)
Historical mode
You are replaying the macro climate from February 2026. Treat the constraints as if those market conditions were active today.
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February 2026
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Summary timeline
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Cadence
168 entries match the range.
December 2025
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Monthly action summary — Dec 31, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2025
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Monthly action summary — Nov 28, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2025
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Monthly action summary — Oct 31, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2025
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Monthly action summary — Sep 30, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2025
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Monthly action summary — Aug 29, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2025
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Monthly action summary — Jul 31, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2025
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Monthly action summary — Jun 30, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2025
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Monthly action summary — May 30, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2025
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Monthly action summary — Apr 30, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2025
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Monthly action summary — Mar 31, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2025
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Monthly action summary — Feb 28, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2025
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Monthly action summary — Jan 31, 2025 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2024
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Monthly action summary — Dec 31, 2024 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2024
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Monthly action summary — Nov 29, 2024 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2024
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Monthly action summary — Oct 31, 2024 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2024
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Monthly action summary — Sep 30, 2024 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2024
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Monthly action summary — Aug 30, 2024 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2024
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Monthly action summary — Jul 31, 2024 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2024
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Monthly action summary — Jun 28, 2024 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2024
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Monthly action summary — May 31, 2024 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2024
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Monthly action summary — Apr 30, 2024 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2024
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Monthly action summary — Mar 29, 2024 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2024
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Monthly action summary — Feb 29, 2024 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2024
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Monthly action summary — Jan 31, 2024 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2023
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Monthly action summary — Dec 29, 2023 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2023
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Monthly action summary — Nov 30, 2023 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2023
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Monthly action summary — Oct 31, 2023 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2023
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Monthly action summary — Sep 29, 2023 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2023
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Monthly action summary — Aug 31, 2023 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2023
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Monthly action summary — Jul 31, 2023 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2023
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Monthly action summary — Jun 30, 2023 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2023
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Monthly action summary — May 31, 2023 This month, operate in Survival Mode mode: lock discretionary spend, protect runway, and require short payback windows for new bets. Capital is expensive and risk appetite is low. Prioritize survival over growth. Execution constraints: • Shorten payback windows and preserve cash. • Delay speculative hiring or large platform rewrites. • Route roadmap bets through revenue certainty. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2023
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Monthly action summary — Apr 28, 2023 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2023
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Monthly action summary — Mar 31, 2023 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2023
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Monthly action summary — Feb 28, 2023 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2023
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Monthly action summary — Jan 31, 2023 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2022
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Monthly action summary — Dec 30, 2022 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2022
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Monthly action summary — Nov 30, 2022 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2022
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Monthly action summary — Oct 31, 2022 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2022
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Monthly action summary — Sep 30, 2022 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2022
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Monthly action summary — Aug 31, 2022 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2022
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Monthly action summary — Jul 29, 2022 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2022
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Monthly action summary — Jun 30, 2022 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2022
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Monthly action summary — May 31, 2022 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2022
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Monthly action summary — Apr 29, 2022 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2022
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Monthly action summary — Mar 31, 2022 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2022
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Monthly action summary — Feb 28, 2022 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2022
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Monthly action summary — Jan 31, 2022 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2021
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Monthly action summary — Dec 31, 2021 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2021
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Monthly action summary — Nov 30, 2021 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2021
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Monthly action summary — Oct 29, 2021 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2021
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Monthly action summary — Sep 30, 2021 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2021
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Monthly action summary — Aug 31, 2021 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2021
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Monthly action summary — Jul 30, 2021 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2021
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Monthly action summary — Jun 30, 2021 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2021
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Monthly action summary — May 31, 2021 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2021
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Monthly action summary — Apr 30, 2021 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2021
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Monthly action summary — Mar 31, 2021 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2021
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Monthly action summary — Feb 26, 2021 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2021
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Monthly action summary — Jan 29, 2021 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2020
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Monthly action summary — Dec 31, 2020 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2020
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Monthly action summary — Nov 30, 2020 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2020
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Monthly action summary — Oct 30, 2020 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2020
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Monthly action summary — Sep 30, 2020 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2020
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Monthly action summary — Aug 31, 2020 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2020
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Monthly action summary — Jul 31, 2020 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2020
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Monthly action summary — Jun 30, 2020 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2020
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Monthly action summary — May 29, 2020 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2020
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Monthly action summary — Apr 30, 2020 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2020
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Monthly action summary — Mar 31, 2020 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2020
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Monthly action summary — Feb 28, 2020 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2020
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Monthly action summary — Jan 31, 2020 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2019
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Monthly action summary — Dec 31, 2019 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2019
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Monthly action summary — Nov 29, 2019 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2019
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Monthly action summary — Oct 31, 2019 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2019
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Monthly action summary — Sep 30, 2019 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2019
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Monthly action summary — Aug 30, 2019 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2019
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Monthly action summary — Jul 31, 2019 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2019
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Monthly action summary — Jun 28, 2019 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2019
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Monthly action summary — May 31, 2019 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2019
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Monthly action summary — Apr 30, 2019 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2019
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Monthly action summary — Mar 29, 2019 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2019
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Monthly action summary — Feb 28, 2019 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2019
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Monthly action summary — Jan 31, 2019 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2018
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Monthly action summary — Dec 31, 2018 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2018
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Monthly action summary — Nov 30, 2018 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2018
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Monthly action summary — Oct 31, 2018 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2018
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Monthly action summary — Sep 28, 2018 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2018
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Monthly action summary — Aug 31, 2018 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2018
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Monthly action summary — Jul 31, 2018 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2018
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Monthly action summary — Jun 29, 2018 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2018
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Monthly action summary — May 31, 2018 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2018
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Monthly action summary — Apr 30, 2018 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2018
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Monthly action summary — Mar 30, 2018 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2018
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Monthly action summary — Feb 28, 2018 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2018
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Monthly action summary — Jan 31, 2018 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2017
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Monthly action summary — Dec 29, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2017
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Monthly action summary — Nov 30, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2017
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Monthly action summary — Oct 31, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2017
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Monthly action summary — Sep 29, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2017
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Monthly action summary — Aug 31, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2017
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Monthly action summary — Jul 31, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2017
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Monthly action summary — Jun 30, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2017
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Monthly action summary — May 31, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2017
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Monthly action summary — Apr 28, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2017
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Monthly action summary — Mar 31, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2017
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Monthly action summary — Feb 28, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2017
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Monthly action summary — Jan 31, 2017 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2016
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Monthly action summary — Dec 30, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2016
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Monthly action summary — Nov 30, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2016
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Monthly action summary — Oct 31, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2016
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Monthly action summary — Sep 30, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2016
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Monthly action summary — Aug 31, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2016
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Monthly action summary — Jul 29, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2016
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Monthly action summary — Jun 30, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2016
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Monthly action summary — May 31, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2016
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Monthly action summary — Apr 29, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2016
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Monthly action summary — Mar 31, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2016
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Monthly action summary — Feb 29, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2016
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Monthly action summary — Jan 29, 2016 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2015
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Monthly action summary — Dec 31, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2015
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Monthly action summary — Nov 30, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2015
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Monthly action summary — Oct 30, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2015
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Monthly action summary — Sep 30, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2015
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Monthly action summary — Aug 31, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2015
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Monthly action summary — Jul 31, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2015
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Monthly action summary — Jun 30, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2015
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Monthly action summary — May 29, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2015
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Monthly action summary — Apr 30, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2015
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Monthly action summary — Mar 31, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2015
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Monthly action summary — Feb 27, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2015
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Monthly action summary — Jan 30, 2015 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2014
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Monthly action summary — Dec 31, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2014
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Monthly action summary — Nov 28, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2014
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Monthly action summary — Oct 31, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2014
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Monthly action summary — Sep 30, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2014
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Monthly action summary — Aug 29, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2014
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Monthly action summary — Jul 31, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2014
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Monthly action summary — Jun 30, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2014
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Monthly action summary — May 30, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2014
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Monthly action summary — Apr 30, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2014
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Monthly action summary — Mar 31, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2014
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Monthly action summary — Feb 28, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2014
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Monthly action summary — Jan 31, 2014 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2013
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Monthly action summary — Dec 31, 2013 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2013
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Monthly action summary — Nov 29, 2013 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2013
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Monthly action summary — Oct 31, 2013 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2013
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Monthly action summary — Sep 30, 2013 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2013
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Monthly action summary — Aug 30, 2013 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2013
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Monthly action summary — Jul 31, 2013 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2013
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Monthly action summary — Jun 28, 2013 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2013
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Monthly action summary — May 31, 2013 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2013
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Monthly action summary — Apr 30, 2013 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2013
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Monthly action summary — Mar 29, 2013 This month, operate in Safety Mode mode: balance experiments with guardrails, keep approvals reversible, and tighten cross-team handoffs. Capital is cheaper but risk appetite is weak. Build trust and resilience. Execution constraints: • Ship reliability and security before novelty. • Avoid disruptive pivots that spook buyers. • Lean into proof, references, and guarantees. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2013
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Monthly action summary — Feb 28, 2013 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2013
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Monthly action summary — Jan 31, 2013 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
December 2012
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Monthly action summary — Dec 31, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
November 2012
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Monthly action summary — Nov 30, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
October 2012
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Monthly action summary — Oct 31, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
September 2012
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Monthly action summary — Sep 28, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
August 2012
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Monthly action summary — Aug 31, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
July 2012
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Monthly action summary — Jul 31, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
June 2012
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Monthly action summary — Jun 29, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
May 2012
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Monthly action summary — May 31, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
April 2012
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Monthly action summary — Apr 30, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
March 2012
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Monthly action summary — Mar 30, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
February 2012
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Monthly action summary — Feb 29, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
January 2012
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Monthly action summary — Jan 31, 2012 This month, operate in Growth Mode mode: scale proven bets, invest in durable growth channels, and keep payback discipline. Capital is cheap and risk appetite is healthy. Move quickly to capture share. Execution constraints: • Prioritize speed and distribution over polish. • Accept controlled waste to win market share. • Invest ahead of demand where signals are strong. Provenance: Source: US Treasury Daily Treasury Yield Curve Rates (via FRED) (https://fred.stlouisfed.org/series/DGS10) Timestamp: Jan 21, 2026, 12:10 AM Data age: 0h. Confidence: Historical (simulated)
Regime timeline
24-month regime sequence
Timeline emphasizes continuity while keeping month-level navigation.
Scarcity
Oct 2024
Last 1 months: 0 regime changes, longest run: Scarcity (1 months).
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