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We read interest rates and credit markets and tell you when to pause or resume hiring, spending and fundraising. Updated every Monday, with an email the day a line is crossed.

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Archived view

Viewing March 2026 · data as of Mar 31, 2026

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Rule for each areaRules before you commitTest a decisionSet this plan's linesFinance strategy
DecideRunway plannerScenariosSaaS multiples

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Decide

This week's guidance, turned into rules for hiring, spend and the roadmap.

Data as of
Mar 31, 2026
Sources
Historical snapshot
Margin
Risk appetite 2 pts from Stormy · Could change next week
Scored on
The record's inputs
·How this is judged
  • Rule for each area
  • Rules before you commit
  • Test a decision
  • Set this plan's lines
  • Finance strategy

This week's rule for each area

Each rule pauses at one line and resumes at another, far enough apart that one noisy week can't flip it back and forth.

This week's rule for each decision area
AreaThis weekPause lineResume line
Hiring

Rules before you commit

The work to stop, start and keep limited this week.

Test a decision

Check one move against this week's lines before you commit to it: a hire, a price change, a roadmap bet or an acquisition.

12–18 months of runway is fine if growth has guardrails.

Checked Oct 9, 2026, 6:29 PM UTC

Approve roles tied to revenue or reliability one at a time, and hold everything else
Pause lineFunding pressure > 76 or Risk appetite < 448 pts away
Resume lineFunding pressure < 66 and Risk appetite > 542 pts away
RoadmapShip the product bets that move activation or retention firstPause lineRisk appetite < 44 or two weekly readings in a row come in weaker8 pts awayResume lineRisk appetite > 54 and the weekly reading holds or improves2 pts away
FundraisingIf a raise is in your plan, run the process now rather than waitingPause lineFunding pressure > 76 or Risk appetite < 448 pts awayResume lineFunding pressure < 66 and Risk appetite > 542 pts away
SpendingBefore you approve any optional spend, work out how long it takes to pay backPause lineFunding pressure > 7633 pts awayResume lineFunding pressure < 66 and the payback figures still holdnothing to resume
New betsFund each new bet one stage at a time, and write down what would stop itPause lineFunding pressure > 76 or Risk appetite < 448 pts awayResume lineFunding pressure < 66 and Risk appetite > 542 pts away

Before adding fixed costs or growing scope, look again at what you approved last week.

Planning a month, not a week? Open the monthly guidance.

Money is cheap and investors want growth. Moving fast is worth some waste.

Stop

  • • Over-building before demand shows up
  • • Cost cuts that choke product velocity
  • • Hiring so slowly you miss the window

Start

  • • Referrals and easy ways to share
  • • Free tiers or longer trials that are easy to start
  • • Small, fast product bets next to what already works

Keep limited

  • • Get things out and learn fast rather than polishing.
  • • Spend with clear guardrails, even if some experiments fail.
  • • Hire ahead of demand only where the early signs stay strong.

Showing the top 3 of each list.

Phrases to use, and to avoid, in this week's meetings

More often

  • • Take share while money is cheap.
  • • Hire ahead of demand where the pipeline is already there.
  • • Ship and measure; don't wait for perfect data.

Less often

  • • Wait for certainty before we hire.
  • • Optimize every cost before we grow.
  • • Hold the roadmap until the data is perfect.
How to describe the decision
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Guides answers the most common decisions and says where each stands this week.