{"tightness":90,"riskAppetite":53,"regime":"DEFENSIVE","confidence":"HIGH","confidencePercent":69,"direction":"deteriorating","tightnessDelta":0,"riskAppetiteDelta":-3,"distanceToFlip":3,"flipDimension":"Risk appetite","fetchedAt":"Oct 28, 2026, 2:00 AM UTC","recordDate":"Oct 26, 2026","scoringBasis":{"key":"record","label":"Scored on the record's inputs","warning":"Startup-market inputs would put risk appetite at 42, below its change line.","notCounted":[{"score":"riskAppetite","inputs":"startup-market inputs","value":42,"published":53,"line":"its change line"}]}}